True financial planning or planning that is True
At MyLife, we specialise in providing a true financial planning experience to our clients. The people we meet don’t want to be just sold a product by an ‘adviser’. They are looking for more; much more. They want to know that someone truly understands their financial position, even better than they know themselves. They want someone to show them the impact of the decisions they have made even when it comes to putting food on the table and the length of time their money will last them in retirement.
It doesn’t matter whether they are earning $50,000 or $500,000; people want to know whether they can still achieve their goals e.g. can they afford to have one partner stop work to have a child, can they afford to improve their home, upgrade their car or take holidays etc. They want to understand the impact this will have on their household expenditure and what this will do to their retirement plans.
So why is MyLife so different?
The biggest reason for our continued growth is our unique cashflow forecasting tool. We are able to produce a cashflow forecast showing you what your situation will look like if you keep doing what you are currently doing or what would happen if you went ahead with your ideas or the recommendations you have been given. We produce a report for you that clearly shows the impact your plan will have on your debts, investments and what most of want to know; how much we can spend.
Our clients are often surprised at the detail and the length of time we forecast. We discovered that clients don’t want to know just how much they will have when they retire, but how long their money will last them in retirement. It’s not about being rich; it’s about making sure you’re not going to be poor.
We also found that clients want to know that they are making the right decision based on black and white figures; not a glossy brochure or by someone wearing a fancy suit. They want to see that what we recommend, regardless of our fees, is going to be better than what they are currently doing. Otherwise, why would you bother partnering with us?
What impresses our clients the most is the transparency and how we back ourselves.
We monitor our client’s financial progress closely and provide monthly reporting showing them where we said they would be compared to where they are at. We also have formal reviews providing reports that look at all of their assets and liabilities and again show them where we said they should be compared to where they are at; even those assets and liabilities that are not in our control. And if they are not on track, then we explain the why. That in itself clearly demonstrates how deeply we understand our client’s situation and gives them confidence and a peace of mind they have never had before. It sets them free.
If the number of clients that are being referred to us is any indication, we are definitely providing a true financial planning service; a service not based on selling a product but a financial planning service that is true to its name.’
For a no pressure, obligation free 1
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contact us today!
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A Letter from one of our clients…….
This is just a short letter to convey our experience and journey, now that you have been attending to our financial affairs over the last 9 years.
It is some 9 years ago since I met with you in your office where you explained in very basic and plain details, the Mylife, Active Wealth Management Solution. Plan. I came away from that first meeting with complete confidence in your honesty, integrity and passion to make a difference in peoples lives and in there overall lifesytyle.
We had been struggling with our finances over a number of years prior and not really getting anywhere. Just making ends meet and having no real impact on our mortgage.
Since adopting the plan we have managed to pay off our home loan, have some additional money to other things and more recently sent our oldest child to private school. These were goals under our previous financial arrangement we would not have even contemplated. In addition to this we have a long term strategy and plan for the future including retirement.
I found your staff meticulous, friendly and completely professional in all our dealings. Your understanding and simple straight forward advice in all areas of finance, banking and superannuation and personal insurance has been very impressive. I look forward to our continued partnership into the future.
Yours Truly
Peter & Irene